UNITE HERE Adjustable Plan
Created in January of 2015, the Adjustable Plan is the active pension plan of the UNITE HERE Retirement Fund.
About the Plan
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The UNITE HERE Retirement Fund’s Adjustable Plan is a defined benefit pension plan that assists you financially when you reach retirement age and meet certain eligibility requirements or, if you should become disabled and are unable to continue to work.
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The Adjustable Plan pays you a regular monthly income in addition to any benefit you are entitled to receive from Social Security.
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The Adjustable Plan is funded by contributions by Participating Employers under collective bargaining or participation agreements. Benefits are provided at no cost to you.
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The Trustees expect the Plan to continue indefinitely but reserve the right to amend or terminate it at any time.
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Refer to the plan documents for details about eligibility, vesting, when you can retire, and what type of payments you can receive. If you have any questions, please contact the Plan Administrator.
Plan Documents
A Summary Plan Description (SPD) and summaries of any material modifications (SMMs) will be mailed to you. You should keep these materials together with your SPD for easy reference. You can also download copies here:
How to Apply for Your Pension
The Plan offers different types of pension benefits to meet individual needs and circumstances. The SPD describes each type of pension and the conditions that you must meet to be eligible for each.
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Normal Retirement Pension Benefit
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Disability Retirement Pension Benefit
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Early Retirement Pension Benefit
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Deferred Vested Pension Benefit
To apply for a pension benefit, you must submit a complete filing with the Plan Administrator. A complete filing includes:
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A completed application
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Signed Social Security Earnings Authorization Form
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Copies of all applicable documents including, but not limited to, birth certificate(s) (member and Spouse), marriage certificate, divorce decree, legal separation agreement, Spouse’s death certificate, and your Social Security Disability Insurance Award Letter if you are applying for a disability pension.
Your benefit payments will begin after you have completed and submitted all required forms and documents to the Plan Administrator. This process can take several months. Missing or incomplete information can delay the processing of your application. It is important that you submit an application at least 90 days prior to the date you want to start your pension with copies of all the required documents.
You can obtain an application from your union, Joint Board, Local Office, or the Plan Administrator. All benefit determinations are made exclusively by the Trustees. The Union, Joint Board, Local Office, or the Plan Administrator can provide assistance in completing the application.
Visit the Manage Your Account page to learn how to complete your application online.
If you do not qualify for pension benefits, you will be sent a written explanation detailing the reasons benefits were denied. See Section 9 of the SPD for information about your rights to appeal.
Contact the Plan Administrator
Both the Adjustable Plan and the Legacy Plan are administered by Amalgamated Employee Benefits Administrators (Plan Administrator) on behalf of the Board of Trustees of the UNITE HERE Retirement Fund. Please contact the Plan Administrator for any questions about the Plan, including eligibility, vesting, applying for retirement, and payment.
Amalgamated Employee Benefits Administrators
333 Westchester Avenue, Suite N101
White Plains, NY 10604-2938
Phone: (800) 452-4155
Email: MemberWebInquiry@amalgamatedbenefits.com
Website: www.amalgamatedbenefits.com
Hours: Monday to Thursday: 8:00 AM – 8:00 PM (Eastern time)
Friday: 8:00 AM – 6:00 PM (Eastern time)
Saturday: 9:00 AM – 2:00 PM (Eastern time)
Sunday: Closed
Manage Your Account
Register or sign in to our secure benefits portal managed by Amalgamated Employee Benefits Administrators to manage your account information, download important documents, contact plan administrators and apply for your pension.